Welcome to our website.

 Our objective is to provide you with impartial, independent, tailored financial advice – covering all aspects of your financial planning needs. We do not want to confuse you with financial jargon, we just want to offer you a bespoke solution using clear and concise advice, specific to your individual requirements.

Here is a brief list of the areas where we can provide you with guidance:
~ Mortgages (purchase or remortgage, residential or Buy To Let, commercial or overseas).
~ Equity Release Mortgages; both Lifetime &/or Home Reversion Mortgages.
~ Protection (for you, your family, your business, your assets).
~ Retirement Planning (for you personally or your employees).
~ Savings & Investments (for a specific purpose, for income, for growth).
~ Buildings and Contents Insurance.
~ Estate Planning/Making A Will.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

TO UNDERSTAND THE FEATURES AND RISKS OF EQUITY RELEASE SCHEMES, ASK FOR A PERSONALISED ILLUSTRATION.

For advising on and arranging a mortgage deal, we charge a fee of £295 or £495 for a Lifetime/Home Reversion (Equity Release) Mortgage which falls upon submission of the application to the lender. This fee will be paid directly by you at the above time, unless it is your wish to add our fee to the mortgage loan.

We will receive and retain a commission from the lender when your mortgage completes. This amount will be confirmed by the lender in their disclosure document.

Should you wish, you can request to view the commission rates from each of the lenders we have considered at the time that we make our recommendation to you.

We will discuss your payment options with you and confirm the actual amounts payable before we begin to provide our services. The Financial Conduct Authority does not regulate Wills, Estate Planning and some forms of Mortgages.